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Thursday, May 22, 2014

Thrifty Thursday - MoneyMakers

I've had several people ask me recently how I feed my family of six on the amount of money I do.  It's definitely a broad strategy of frugality with many components, but none of them are that hard to understand or master.

So, with that in mind, I've decided to launch a new series that will appear each (Thrifty) Thursday in which I'll highlight a variety of things. . .tips, recipes, and general strategies to help keep your budget in check.  Ready for the first one?  Let's go.

A lot of you already know that I'm an avid couponer and many think that's the only way that I save money.  But, really, it's just a small piece of the Practical Pioneer Strategy.  A good portion of how I get so much for so little is certainly due to using coupons.  However, I don't mean using coupons only to buy food!

Because I often earn money buying household essentials (toothpaste, cleaners, medicines, etc.) from drug stores, I can then use the overage (the money I get for buying the items) for food items, which makes them very cheap or even free. Even though most drug stores don't have huge food sections, you'd be surprised at what you can get.

For example, not too long ago I scored an overage on some toothpaste.  It was on sale, plus there was a store reward in the full amount of the item.  But I also had a coupon worth .75.  So, buying five over a week, I earned about $3.40 after tax.

With that overage, I then bought three dozen eggs, which were also on sale that week for $1.29.

So, for a grand total of  .47 cents, (3 x 1.29 = 3.87 - 3.40 = .47), I had the five tubes of toothpaste PLUS 36 eggs.  That's pretty good value.  We had dinner omelets and breakfast burritos and still a ton of eggs left over that week.  Plus, our teeth were sparkly clean.

Sometimes the items that offer full rewards aren't things you typically use.  Because of this, a lot of folks discount those deals.  I don't.  If I can earn money on it, I buy it. . .and then, if my family can't use the item, I either give it to friends or family or donate it to a local food/clothing closet.  Nothing goes to waste.

So, keep your eyes open for those deals that offer a full reward and then check for coupons online or in newspapers to make it a moneymaker. 

Easy, huh?

(photo courtesy of publicdomainpictures.net and can be found here)

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